Pay Yourself First with one of our many account options.
Money Market Plus
Account Balance
Rate
APY
$100 - $24,999
0.05%
0.05%
$25,000 - Over
1.00%
1.00%
Annual Percentage Yields (APYs) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account is $100 and $25,000 to obtain the highest disclosed APY. A monthly service fee of $8.00 will be imposed every month if the daily balance falls below $100 any day of the month. Balances from $100 to $24,999 will earn .050% APY and $25,000 or more will earn 1.000% APY. Fees may reduce earnings.
Health Savings Account
Account Balance
Rate
APY
$0 - $999
0.00%
0.00%
$1,000 - $4,999
0.05%
0.05%
$5,000 - $14,999
0.05%
0.05%
$15,000 - $24,999
0.05%
0.05%
$25,000 - Over
0.05%
0.05%
Annual Percentage Yields (APYs) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account is $1.00 and $25,000 to obtain the highest disclosed APY. Balances from $0 to $999 will earn 0% APY, $1,000 to $4,999 will earn .050% APY, $5,000 to $14,999 will earn .050% APY, $15,000 to $24,999 will earn .050% APY and $25,000 or more will earn .050% APY. Fees may reduce earnings.
Premium Interest Checking
Account Balance
Rate
APY
$0 - $999
0.05%
0.05%
$1,000 - $9,999
0.05%
0.05%
$10,000 - $24,999
0.05%
0.05%
$25,000 - Over
0.05%
0.05%
Annual Percentage Yields(APYs) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account is $1.00. Balances from $0 to $999 will earn .050% APY, $1,000 to $9,999 will earn .050% APY, $10,000 to $24,999 will earn .050% APY and $25,000 or more will earn .050% APY. Fees may reduce earnings.
Premium Money Market
Account Balance
Rate
APY
$0 - $99
0.00%
0.00%
$100 - $24,999
0.05%
0.05%
$25,000 - Over
1.14%
1.15%
Annual Percentage Yields (APYs) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account and avoid service charges is $100. A monthly service fee of $3.00 will be imposed every month if the daily balance falls below $100 any day of the month. A daily minimum balance of $25,000 must be obtained to earn the highest disclosed APY. Balances from $0 to $99 will earn 0% APY, $100 to $24,999 will earn .050% APY, and $25,000 or more will earn 1.150% APY. Fees may reduce earnings.
Personal Money Market
Account Balance
Rate
APY
$0 - $99
0.00%
0.00%
$100 - $2,499
0.05%
0.05%
$2,500 - Over
2.47%
2.50%
Annual Percentage Yields (APY's) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account is $100. A monthly service fee of $3.00 will be imposed every month if the daily balance falls below $100 any day of the month. A daily minimum balance of $100 must be obtained to earn the disclosed APY. Balances from $0 to $99 will earn 0.000% APY, $100 to $2,499 will earn 0.050% APY, $2,500 and Over will earn 2.500%. Fees may reduce earnings.
Business Interest Checking
Account Balance
Rate
APY
$0 - $1,500
0.00%
0.00%
$1,501 - $25,000
0.05%
0.05%
$25,000 - Over
0.05%
0.05%
Annual Percentage Yields (APYs) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account is $100 and $25,001 to obtain the highest disclosed APY. Balances from $0 to $1,500 will earn 0% APY, $1,501 to $25,000 will earn .050% APY, and $25,001 or more will earn .050% APY. Fees may reduce earnings.
UniSavings Money Market
Account Balance
Rate
APY
$0 - $24,999
0.05%
0.05%
$25,000 - $49,999
1.05%
1.05%
$50,000 - $99,999
1.05%
1.05%
$100,000 - $249,999
1.24%
1.25%
$250,000 - Over
1.24%
1.25%
Annual Percentage Yields (APYs) are accurate as of 01/08/2025. APYs are variable and may change in the future at the banks discretion. There is no limit on the number of changes that may take place or the amount the rate may change. This account is a tiered account. The minimum balance to open the account is $100. A monthly service fee of $8.50 will be imposed every month if the daily balance falls below $5,000 any day of the month. A daily minimum balance of $250,000 must be obtained to earn the highest disclosed APY. Balances from $0 to $24,999 will earn 0.050% APY, $25,000 to $49,999 will earn 1.050% APY, $50,000 to $99,999 will earn 1.050%, $100,000 to $249,999 will earn 1.250% and $250,000 or more will earn 1.250% APY. Fees may reduce earnings.
CD Rates
Term
Rate
APY
Minimum Deposit
3 Month
2.69%
2.75%
$1,000
5 Month
3.18%
3.25%
$1,000
6 Month
2.94%
3.00%
$1,000
7 Month
2.92%
3.00%
$1,000
9 Month
2.92%
3.00%
$1,000
10 Month
2.92%
3.00%
$1,000
12 Month
2.44%
2.50%
$1,000
15 Month
2.92%
3.00%
$1,000
17 Month
2.44%
2.50%
$1,000
18 Month
2.44%
2.50%
$1,000
24 Month
2.44%
2.50%
$1,000
30 Month
2.44%
2.50%
$1,000
36 Month
1.95%
2.00%
$1,000
48 Month
1.95%
2.00%
$1,000
60 Month
1.95%
2.00%
$1,000
Annual Percentage Yields (APYs) are accurate as of 01/08/2025. Rates are subject to change without notice. Penalty for early withdrawal. Minimum balance to open the account and earn the stated APY is $1,000.00
External Link Disclaimer
Important Notice About External Links
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Information on linked website pages may become dated or change without notice, and we do not represent or warrant that information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information.
The privacy policy of this bank does not apply to the website you visit. We suggest that you always verify information obtained from linked websites before you act upon such information.
Important Notice About Email
Regular e-mail is not necessarily secure against interception. If your communication is very sensitive or includes personal information such as your account numbers, credit card number, or social security number—you may want to call us, send it through the U.S. Post Office, or use our Secure Contact Form.
