Savings

Pay Yourself First with one of our many saving account options.

Money Market Accounts

All of our Money Market Accounts offer a competitive interest rate, may be linked to a Personal Checking account and offer Visa Debit card access.

	Money Market Plus	Premium Money Market	UniSavings Money Market
Minimum Balance to avoid Service Charge	$100	$100	$5,000
Monthly Service Charge	$8.00	$3.00	$8.50
Interest	Yes, see Rate Sheet for Tiered rates	Yes, see Rate Sheet for Tiered rates	Yes, see Rate Sheet for Tiered rates

Interest rate and Annual Percentage Yield (APY) are variable and will be determined by the daily balance maintained in the account as displayed in the tier structure. Dormant account fee of 15.00 per year may apply if account is inactive for 12 months. See Rate Sheet for tiered rates.

Statement Savings

Minimum Balance Requirement of $250
$4.00 service charge if minimum balance is not maintained
Interest credited monthly
Monthly Statements¹

¹Active accounts only, otherwise statements are issued quarterly

Club Accounts (Holiday & Vacation)

No Minimum Balance Requirement
Make contributions any time
Holiday checks sent in October
Vacation checks sent in March

Health Savings Accounts (HSA's)

Paying for healthcare can be costly and unexpected…Planning for HealthCare is smart and easy with a Health Savings Account.

Female Doctor speaking with a patient

A tax-advantage savings account which you can use for deductibles, prescriptions, co-insurance, in addition to vision and dental expenses.

Dollar sign within a circle

Balances carry over from year to year and all HSA accounts are portable.

Cash stuffed into a glass jar

Contributions are tax deducible
Interest earnings are tax free
Funds distributed for qualified medical expenses are tax-free

Older couple sitting on the beach looking at the Ocean

Can be an added retirement benefit as unused contributions and earnings may be withdrawn after age 65 for non-medical expenses, just pay your regular income tax.

See Rate Sheet for tiered rates. Minimum to open account is $1.00 and minimum balance to avoid service charges is $100.00

For contribution limits or to speak with a Personal Banker Email Us or call 610-325-8800 .

Individual Retirement Accounts (IRA)

Protect and Enhance your Retirement with an Individual Retirement Account (IRA)

Traditional IRA

Contribute up to $7,000 for 2024 or $8,000 if age 50 or older
No age limits on contributions
Contributions tax deductible based on adjusted gross income
Tax-deferred earnings—withdrawals taxed as ordinary income during retirement
No Administration fee’s
$1,000 minimum to open

Roth IRA

Contribute up to $7,000 for 2024 or $8,000 if age 50 or older
No age limits on contributions
Contributions are not deductible
Tax free earnings and withdrawals during retirement
No Administration fee’s
$1,000 minimum to open

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