Money Market Accounts
All of our Money Market Accounts offer a competitive interest rate, may be linked to a Personal Checking account and offer Visa Debit card access.
| Money Market Plus |
Premium Money Market
| UniSavings Money Market |
Minimum Balance to avoid Service Charge |
$100 |
$100 |
$5,000 |
Monthly Service Charge
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$8.00
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$3.00
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$8.50
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Transaction Limits & Fees2
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Six (6) transfers or withdrawals per statement cycle
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Six (6) transfers or withdrawals per statement cycle
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Six (6) transfers or withdrawals per statement cycle
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Interest
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Yes, see Rate Sheet for Tiered rates
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Yes, see Rate Sheet for Tiered rates
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Yes, see Rate Sheet for Tiered rates
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Interest rate and Annual Percentage Yield (APY) are variable and will be determined by the daily balance maintained in the account as displayed in the tier structure. See Rate Sheet (linked) for tiered rates.
²Transactions include withdrawals or transfers to another account or to third parties, by pre-authorized, automatic, telephone or computer transfer or by check, draft or similar order to third parties and are limited to six per month. These transfers do not include those made at an ATM, by mail or personally with a bank teller.
Statement Savings
- $250 Minimum Balance Requirement
- Interest credited monthly
- Monthly Statements¹
1Active accounts only, otherwise statements are issued quarterly
Passbook Savings
- $100 Minimum Balance Requirement
- Interest Credited Quarterly
- Passbook must be present for All withdrawals
Club Accounts (Holiday & Vacation)
- No Minimum Balance Requirement
- Make contributions any time
- Holiday checks sent in October
- Vacation checks sent in March
Health Savings Accounts (HSA's)
Paying for healthcare can be costly and unexpected…Planning for HealthCare is smart and easy with a Health Savings Account.

A tax-advantage savings account which you can use for deductibles, prescriptions, co-insurance, in addition to vision and dental expenses.
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Balances carry over from year to year and all HSA accounts are portable.
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- Contributions are tax deducible
- Interest earnings are tax free
- Funds distributed for qualified medical expenses are tax-free
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Can be an added retirement benefit as unused contributions and earnings may be withdrawn after age 65 for non-medical expenses, just pay your regular income tax.
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See Rate Sheet for tiered rates. Minimum to open account and avoid service charges is $100.00
For contribution limits or to speak with a Personal Banker Email Us or call 610-325-8800.
Individual Retirement Accounts (IRA)
Protect and Enhance your Retirement with an Individual Retirement Account (IRA)
Traditional IRA
- Contribute up to $6,000 for 2022 or $7,000 if age 50 or older
- No age limits on contributions
- Contributions tax deductible based on adjusted gross income
- Tax-deferred earnings—withdrawals taxed as ordinary income during retirement
- No Administration fee’s
- $1,000 minimum to open
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Roth IRA
- Contribute up to $6,000 for 2022 or $7,000 if age 50 or older
- No age limits on contributions
- Contributions are not deductible
- Tax free earnings and withdrawals during retirement
- No Administration fee’s
- $1,000 minimum to open
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