Home Equity Loans & Lines of Credit

Our Home Equity Loan Process is Quick & Cost Effective!

Home Equity Loans & Lines of Credit

  • Home Improvements
  • College Tuition
  • Credit Card consolidation
  • Vehicle Purchases
  • Unexpected Bills


We can help with any of them. We offer a full array of Fixed Rate options, in addition to Variable Lines of Credit.

The below Fixed Rates are effective as of July 11, 2024. Start the application process online or call 215-467-4300. A Banker is ready to assist. For variable Line of Credit rates, please inquire.

Fixed Rate w/ Auto DeductionRate/APR* - 2nd Lien PositionP&I Payment Per $1000
3 Year Community Rate 7.250% 30.99
5 Year Community Rate 7.250% 19.92
7 Year Community Rate 7.500% 15.34
10 Year Community Rate 7.625% 11.94
15 Year Community Rate 7.625% 9.34
20 Year Community Rate 7.750% 8.21

*APR (Annual Percentage Rate) is accurate as of date above. Rates subject to change without notice. APR based on loan amounts between $10,000 up to $250,000 and loan to value (LTV) not to exceed 75%. For loan amounts under $25,000 maximum term available is 5 years fixed. For a $25,000 loan amount for 5 years at 7.250% the monthly principal & interest payment would be $497.98; Primary owner-occupied residence only. Property Insurance required. Subject to credit approval. Community rates require Auto-Deduction from a United Savings Bank checking account. Equal Housing Lender. Rates based on our CRA lending area of Delaware and Philadelphia counties. Consult a tax adviser for further information on the deductibility of the interest.


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