Home Equity Loans

A Home Equity Loan is great way to:

  • Consolidate debt
  • Payoff student loans
  • Payoff credit card bills
  • Upgrade the kitchen or bath

The below "community" rates require Auto-Deduction from a United Savings Bank checking account.


 Rates effective as of September 22, 2017.  Please call your loan officer or (215) 467-4300 for the most current rates.


Fixed Rate w/ Auto Deduction Rate/APR - 2nd Lien Position P&I Payment Per $1000
3 Year Community Rate 4.500 29.75
5 Year Community Rate 4.750 18.75
7 Year Community Rate 5.000 14.13
10 Year Community Rate 5.250 10.72
15 Year Community Rate 5.500 8.17
20 Year Community Rate 5.750 7.02


APR *(Annual Percentage Rate) is accurate as of date above. Rates subject to change without notice. APR based on loan amount of $175,000 with a minimum credit score of 740 and loan to value (LTV) not to exceed 75% for purchases and LTV not to exceed 60% for cash out refinance or rate and term for 10 and 15 year products.
Our 20 and 30 year maximum loan to value for purchases is 75% and for rate and term refinances the maximum LTV is 75% and for cash out refinance the maximum LTV is 60%. Primary owner occupied residence only and single family dwelling. Property Insurance required and Private Mortgage Insurance if applicable based on LTV. Subject to credit approval. Equal Housing Lender. Rates based on CRA lending area Pennsylvania counties of Bucks, Delaware, Chester, Montgomery and Philadelphia. (Other rates and terms available for other loan to values, credit scores and property types.) Max loan to value on our home equity loan products is 75%. Other rates and terms available.

Young Family Sitting with Banker Looking at a Desktop Computer


Woman Walking and Smiling Using CardValet

New Service...Card Valet!

Portrait of MidAdult Woman with Smart Phone Depositing Check

Mobile Deposit is HERE!